Medicine and life, Life and medicine

I have been asked to talk about pensions, which i plan to do, but plan was to leave it till the end, as it is very big and complicated with lots of calculation. So here i will talk about Investment. Investment is defined in Merriam Webster dictionary as the outlay of money usually for income or profit. Sorting our the finances and having some sort of passive income is never a bad idea but to know how much you are going to get serious about it, then you need to set out your financial plans and goals?  Once you do then it is time to invest and here is what i will try to clarify, how to invest? What can you invest in? And hopefully avoid or pay less taxes (as far as an outsider like me could know) First, all the recommendations and advice from financial advisors is to set up an emergency fund. Which is cash money that you put in an easy accessible bank account, that money should cover your expenses for 3-6 months at least, in case of job loss or any big unaccepted expenses. I know that w

After starting in the NHS and sorting out all the basic stuff as per each one priorities, you will get to the point where you have to have a pause and look at your finances and what do you want to achieve next, whether it is FIRE (financial independence, retire early), buying a house, investing, sorting out pension finances or just saving money and amounting interest. I have been reading on this and this is my collective experience so far. This is going to be my first entry about Finances, saving and investing in the UK Credit score For me personally achieving financial goals starts with hopefully buying a house. So it all then starts with credit score and building it. I am going to mention the steps I have found that improve the score.  It is the way lenders assess how likely you are to pay back the debt if they lend you money by taking a look at your past behaviour with other debts. To find your credit score or report, or you need is to sign up to any of the big credit reporting comp

Clinical acumen is a skill applied to form a judgment and take a correct decision accordingly. This is the definition of "clinical acumen" by Cambridge English dictionary. Now with experience a lot of us will realise that clinical acumen and good clinical decisions are not the basis of good clinical practice albeit makes a significant part of it. I personally believe it is communication skills. I might rant about a story that I was just told today where clinical acumen although exemplary, still didn't end well.  In this post I want to give the resources and, the tips and tricks that personally helped me a lot when I first started in the NHS. I also could have potentially used them better. Anyway I will split them to interpersonal skills and resources Resources : I believe clinical acumen is built on collecting the data, then assimilating this date and bringing it together then coming to a conclusion that you are going to act upon. So it split in data collection, interpret