After starting in the NHS and sorting out all the basic stuff as per each one priorities, you will get to the point where you have to have a pause and look at your finances and what do you want to achieve next, whether it is FIRE (financial independence, retire early), buying a house, investing, sorting out pension finances or just saving money and amounting interest. I have been reading on this and this is my collective experience so far. This is going to be my first entry about Finances, saving and investing in the UK Credit score For me personally achieving financial goals starts with hopefully buying a house. So it all then starts with credit score and building it. I am going to mention the steps I have found that improve the score. It is the way lenders assess how likely you are to pay back the debt if they lend you money by taking a look at your past behaviour with other debts. To find your credit score or report, or you need is to sign up to any of the big credit reporting ...